These Terms, together with the Privacy Policy, or any amendments you may enter into with SPOT in connection with the Offerings, shall constitute the entire agreement between you and SPOT concerning the Offerings. By submitting an entry to Sponsor, all Entrants acknowledge and agree that the information that they have provided will be maintained on Spot Pet Insurances server in accordance with their Privacy Policy, COMMUNICATION. Pet Insurance plans provided by Spot do not cover pre-existing conditions. California License #6000188 Insurance plans are underwritten by United States Fire Insurance Company (NAIC #21113. Spot offers coverages for cats and dogs for either accident-only policies or accident and illness policies. Additionally, by your purchase and/or use of the Offerings you agree that you acknowledge and agree to SPOTs Privacy Policy (defined below). In all events, the sole maximum liability of Sponsor and its affiliates shall be limited to any of the prize(s) set forth herein. Claims process: Must submit claims within 270 days of the date of service via app, online, fax, or mail. Most plans offer a choice. If you cancel your policy in the first 14 to 30 days after taking out coverage, and if you haven't made any claims, you'll often be entitled to a full refund. The Offerings may contain links to third-party websites, applications, advertisers, services, special offers or other events or activities (collectively Third-Party Services) that are not owned or controlled by SPOT. Penalties include imprisonment, fines and denial of insurance benefits. Insurance plans are marketed and produced by Spot Insurance Services, LLC. It is understood that the decision in such arbitration shall be binding on both parties and that a judgement upon any award rendered may be entered in any court having jurisdiction. 90%. Pet insurance companies such as Embrace cover curable pre-existing conditions as long as any recurrence is at least 12 months from the date of the last problem. Spot Pet Insurance Logo, Copyright 2023. No waiver of any term in these Terms shall be deemed a further or continuing waiver of such term or any other term, and SPOTs failure to assert any right or provision under these terms shall not constitute a waiver of such right or provision.5.4 Section Headings. Once your deductible is met, you will be reimbursed for eligible expenses according to the reimbursement percentage you select. Lemonade has the cheapest. ELIGIBILITY. Trupanion pet insurance for a cat (a under one-year-old male domestic shorthair) costs $30.88 per month for a $500 deductible. All other trademarks not owned by SPOT that appear on the Site are the property of their respective owners, who may or may not be affiliated with, connected to, or sponsored by SPOT. Yes, plans provided by Spot have a 14 day waiting period for coverage. Via PetInsurer.com's Secure Website Maximum annual coverage $5,000, $8,000, $10,000, $15,000 or $30,000 Reimbursement choices 70%, 80%, 90% Deductible choices $200, $300, $500, $750, $1,000 2. You can call 800-905-1595 or email service@customer.spotpetins.com. 5.1 Assignment. Best pet insurance according to Consumer Rating January 2023. How do I cancel my petplan account? If any portion of these Terms or the Privacy Policy are deemed unlawful, void or unenforceable, that portion will be deemed severable and will not affect the validity or enforceability of the remaining provisions. No aspect of the Offerings is intended to provide, or should be construed as providing, any investment, tax or other financial related advice of any kind. Pumpkin's insurance policies for dogs cover unexpected injuries or illnesses. Sometimes, pet owners change their minds and no longer want the insurance policy they signed their four-legged friend up for. 1 in 3 One in three pets needs unexpected veterinary care every year.1 Our policies are affordable with an average cost of $1.66 per day. The number of days to appeal a claim varies by the state in which your policy was issued. Spot plans cover exams for covered conditions. Get answers to common questions about pet insurance and learn how Spot Pet Insurance can protect your furry friend. " in 2 reviews You agree that you have read, understand, and agree to all terms applicable to you, which are contained herein. You will also need to update your billing address there as well. There is no upper age limit for coverage or enrollments. Notable features: Accident and illness coverage; wellness add-on available. The effect on your family budget and pet care. Spot received a score of 91 out of 100 for its customizable and flexible plans, ensuring that pet owners only pay for what their pet needs. Get helpful tips in our blog for dogs, puppies, cats, and kittens. SPOT makes no representation or warranty regarding the Third-Party Services. Clicking the Free Quote button will be deemed to signify your consent to and acceptance of the terms and conditions including the compensation, as disclosed above, that is to be received by the underwriter. By using an application or app to enable your use of the Offerings, you are explicitly confirming your acceptance to these Terms, including the Privacy Policy and acknowledging the applicability of those agreements to your use of the Offerings through the application. NOTICE TO NEW JERSEY APPLICANTS:Any person who includes any false or misleading information on an application for an insurance policy is subject to criminal and civil penalties. Picture of pet, entrants full name, email, and address must be sent to Spot Pet Insurance 990 Biscayne Blvd. 2.1 Insurance Offerings. Typically, pet insurance plan renewals are automatic and will continue to renew as long as you're paying your premiums, haven't canceled your plan, or broken any agreements within your pet insurance policy. Morristown, NJ). ManyPets offers some of the cheapest pet insurance around, costing $35.89 . Cancellation requests can be submitted in the form of fax, regular mail, email, or done verbally. That can be a little disappointing for pet parents who want to lower their reimbursement rate in exchange for lower monthly fees or deductibles. Pawlicy Advisor is the leading independent marketplace for finding the best coverage for your pet at the lowest rate. Your pet must be at least 8 weeks old in order to enroll in a pet insurance plan from Spot. Lemonade ranks No. Theres no Open Enrollment period, you can buy and drop pet insurance at any time. If your pet gets injured or sick, pet insurance helps cover medical expenses. Spot earned 4.5 stars out of 5 for overall performance. For all terms and conditions visit spotpetins.com/sample-policy. 303 Banyan Blvd, Suite 101. Their communication and attentiveness have been outstanding and we are very fortunate to be Spot Covered! Penalties include imprisonment, fines, and denial of insurance benefits.For SPOT Referral Parent Terms and Conditions, click hereSweepstakes Official Rules. Figo is our pick for the most comprehensive pet insurance plan available. Your email address will not be published. A few companies offer additional coverage for routine vaccinations and other routine care such as dental cleanings for an added fee. Plans provided by Spot do not cover pre-existing conditions. 251.5462. Wagmo is a pet insurance plan that works for both dogs and cats, and while it offers a range of customizable features, its best attributes include: Short, 15-day waiting period. If the ownership of your pet changes to another individual, we can transfer the policy to the new pet owner without any interruption of coverage. Pet insurance is the best way to ensure that your pet is protected without worrying about spending large sums of money, so be sure to consider all your options carefully. Pricing varies depending on whether you want a $100, $250, $500, or $1,000 deductible. While your cat or dog might be perfectly healthy at the moment, unexpected veterinary expenses can arise at any time. SPOT may provide third-party products, devices, or other equipment to assist in the provision of the Offerings or Third-Party Services (Third Party Products) that are not owned or controlled by SPOT. Note: your premium may change based on your new zip code. For additional information, please call to speak with a licensed insurance agent at 1.800.905.1595. Your monthly premium is based on the deductible, reimbursement percentage, and annual payout options that you choose from the table below. However, with plans provided by Spot, this doesnt mean the condition cant be covered in the future if the condition is curable. Plans are produced and sold by: Spot Pet Insurance Services, LLC. SPOT is an insurance producer licensed in your state. Simply head to our online cancellation form and fill in your details. NOTICE TO HAWAII APPLICANTS:For your protection, Hawaii law requires you to be informed that presenting a fraudulent claim for payment of a loss or benefit is a crime punishable by fines or imprisonment, or both. PIN confirmation is not supported via voice. Average Price: To give you an idea of Embrace's monthly costs, we collected samples quotes . Trupanion dog insurance costs $70.12 per month for a $500. Compare Pet Insurance Companies Petplan will return to you the unearned portion of any premium paid. You can get pet health insurance through various insurers, such as 24PetWatch, Petsmart, Banfield Pet Hospital, Petco, Pets Best, AKC, Costco, Sam's Club, B.J.'s Wholesale Club, and more. You should not disregard legal advice as a result of any content on the Site, or otherwise consider any content on the Offerings to be a substitute for professional legal advice. All content within the Offerings, including photos, design, text, graphics, logos, button icons, images, software, audio clips, digital products, product samples and data compilations; any improvements or modifications to such content; any derivative works thereof; and the collection, arrangement and assembly of all content on this Site; are the property of SPOT or its licensors and are protected by United States and international copyright and other intellectual property laws. You should not disregard medical advice as a result of any content on the Site, or otherwise consider any content on the Offerings to be a substitute for professional legal advice. You choose the coverage level that best meets your needs - from vaccinations and routine care to treatments, surgery, lab fees, and X-rays. Coverage and cost: Spot is an excellent choice for shoppers to customize their pet insurance policy. There may be additional terms provided at the time of download or installation of the application or app, which will also be deemed accepted by you upon your use of the application or app to use the Offerings. You will need to provide your policy number and the date you would like the cancellation to take effect. You're on the Spot US website. . This entire policy shall be void if, whether before or after a loss, the insured has willfully concealed or misrepresented any material fact or circumstance concerning this insurance or the subject thereof, or the interest of the insured therein, or in case of any fraud or false swearing by the insured relating thereto. Yes, plans provided by Spot have a 14 day waiting period for coverage. Your payments are processed automatically using the payment method and frequency we have on file. You must satisfy your annual deductible before your reimbursements start. To cancel your pet policy, contact Petplan at 1.844. Each winner, by acceptance of the prize, agrees on behalf of him/herself, his/her heirs, executors, representatives, assigns, administrators and next of kin to indemnify, hold harmless and release the Sponsor, its parent, subsidiary and affiliated businesses and each of their officers, directors, shareholders, employees, advisors, assignees, agents, representatives and any other person or entity associated with this Sweepstakes from any and all liability claims or actions of any kind with respect to or in any way arising from this Sweepstakes, participation in any Sweepstakes-related activity; and/or delivery/misdelivery, acceptance, possession, use, or misuse of a prize, including, but not limited to, liability for personal injury, bodily injury (including wrongful death or disability), damage to property, and damage or loss of any other kind. At any time and for any or no reason, SPOT may modify or discontinue some or all of the Offerings. Morristown, NJ). Sponsor assumes no responsibility for any error; omission; interruption; deletion; defect; delay in operation or transmission; communications-line failure; or theft, destruction, unauthorized access to, or alteration of Entries. Insuring multiple pets. With pet insurance, you will be getting the best value for your four-legged friend while keeping them healthy and happy. Then, on the verification page, click "Done" to complete the Pets Best Pet Health Insurance unsubscription. Email requests may go to help@gohealthypaws.com. If you cancel within this period, you'll get a full refund for the premiums you've paid, provided you haven't filed a claim. Yes. 1 Go to any vet Visit any vet, specialist or emergency clinic you'd like and pay your bill there. An injury or illness that is curable, cured, and free of treatment and symptoms for 180 days will no longer be regarded as pre-existing, with the exception of knee and ligament conditions. Clicking the Free Quote button will be deemed to signify your consent to and acceptance of the terms and conditions including the compensation, as disclosed above, that is to be received by the underwriter. Wagmo. Veterinary Services. Spot also offers two add-on packages that cover preventative health care for your pet. Well email you when we receive your claim, if we need more information, and when its complete. What was once an obscure insurance product has been gaining steam. Preventive Care reimbursements are based on a schedule. Is it worth shopping around for pet insurance? Find more information on preventative care coverage here. If you are thinking about canceling your policy because your pet seems perfectly healthy and hasnt had any major medical issues, keep in mind that health conditions can happen at any time. PLEASE BE AWARE THAT INTERNET DATA TRANSMISSION IS NOT ALWAYS SECURE AND WE CANNOT WARRANT THAT INFORMATION YOU TRANSMIT UTILIZING THE OFFERINGS IS SECURE. Once the Entry Period is over, the winning Entrant will be notified by a member of the Spot Pet Insurance team who will request a mailing address so the prize will be mailed directly to the address of the winners home within 7 business days. The Spot Pet Insurance Platinum Preventative Care costs $25 per month while the Spot Pet Insurance Gold Preventative Care costs $10 each month. Jun 5, 2022 - Check here some of the how to cancel spot pet insurance pictures which look amazing and inspiring. The Privacy Policy is incorporated herein by reference.SPOT reserves the right to make changes at any time to the Offerings or these Terms. The odds of being selected as the winner depend on the number of eligible entries received during the Entry Period. If you are the pet parent, you must be the policyholders. Although SPOT may from time to time monitor or review discussions, chats, postings, transmissions, bulletin boards, and the like on the Site, SPOT is under no obligation to do so and assumes no responsibility or liability arising from the content of any such locations nor for any error, defamation, libel, slander, omission, falsehood, obscenity, pornography, profanity, danger or inaccuracy contained in any information within such locations on the Site. The insurance purchaser may obtain information about compensation expected to be received by the producer based in whole or in part on the sale of insurance to the purchaser, and compensation expected to be received based in whole or in part on any alternative quotes presented to the purchaser by the producer, by emailing reply@SPOTpetins.com and requesting compensation information.In placing, renewing, consulting on or servicing your insurance coverages SPOT and its affiliates may participate in contingent commission arrangements with the insurance underwriter that provide for additional contingent compensation, if, for example, certain underwriting, profitability, volume or retention goals are achieved. Average monthly premiums are based on U.S. annual premiums, using a 12-month average, for the period of 01/01/2022 through 12/31/2022 and all available limit . 3 Get your money back Where SPOT participates in contingent commission arrangements with insurance companies, SPOT may be entitled to additional commission in the range of 0 to 2% depending upon whether and when specified thresholds are achieved.2.2 Third-Party Services. To get reimbursed on routine cleanings for your dog or cats general wellbeing, youll need to add preventive coverage to your base plan for a little extra cost per month. Many owners without pet insurance are faced with the decision to pay for expensive vet treatment and seriously damage their family budget or end their pets life. For all terms and conditions visit spotpetins.com/sample-policy. Additional pets added receive 10% off their premium with Spot plans multi-pet discount. IN NO EVENT SHALL SPOT, OR THE DIRECTORS, OFFICERS, EMPLOYEES, AFFILIATES, AGENTS OR REPRESENTATIVES OF SPOT (THE SPOT PARTIES) BE LIABLE TO YOU OR ANY THIRD PARTY FOR DAMAGES OF ANY KIND ARISING OUT OF THE USE OF, ACCESS TO, RELIANCE ON, INABILITY TO USE OR IMPROPER USE OF THE OFFERINGS OR ANY INFORMATION, CONTENT, MATERIALS, PRODUCTS OR SERVICES AVAILABLE THEREON (INCLUDING, BUT NOT LIMITED TO, ANY DIRECT, INDIRECT, SPECIAL, PUNITIVE, INCIDENTAL OR CONSEQUENTIAL DAMAGES OR DAMAGES FOR LOSS OF PROFITS, GOODWILL OR REVENUE, BUSINESS INTERRUPTION, OR LOSS OF DATA), EVEN IF ADVISED OF THE POSSIBILITY OF SUCH DAMAGES, AND REGARDLESS OF THE FORM OF ACTION, WHETHER IN CONTRACT, TORT, OR OTHERWISE. Why Pet Insurance? What Do Pet Insurance Plans Provided by Spot Cover? 2023 Pawlicy Advisor Inc, All Rights Reserved. California License #6000188 Insurance plans are underwritten by United States Fire Insurance Company (NAIC #21113. To process this request, you will need to submit proof of new ownership, including the new owners full name, address, and phone number. What Do Spot Pet Insurance Plans Not Cover? You can buy a cover for your pet in any of the 50 states and Washington, D.C. We discuss the plans below. Note: Appeals may take around 30 days to be reviewed. Such goals are typically based on the total amount of certain insurance coverages placed with the insurance underwriter or the overall performance of the policies placed with that insurance underwriter, not on an individual policy basis. SPOT shall in no way be held liable for any consequence which results from SPOTs decision to modify or discontinue providing some or all of the Offerings. Canadians embrace the love of their pets, choosing to help protect their health for a longer, happier life together with Spot Pet Insurance, which is available now across Canada. CHOICE OF LAW. Once your appeal has been received, you will receive an email confirmation. Compensation will be paid to the producer, based on the insurance contract the producer sells. To cancel your pet insurance, you will need to contact your insurance company and request to cancel your policy. Here's how it works if your pet gets hurt or sick: Take your pet to the licensed vet of your choice. List your name, your pet's name, your pet policy number, the cancellation effective date, and the reason for the cancellation. Nationwide Pet Insurance: Best for Exotic Pets . Visit our homepage and click Members Portal. SPOT is an insurance producer licensed in your state. The insurance purchaser may obtain information about compensation expected to be received by the producer based in whole or in part on the sale of insurance to the purchaser, and compensation expected to be received based in whole or in part on any alternative quotes presented to the purchaser by the producer, by emailing reply@spotpetins.com and requesting compensation information.In placing, renewing, consulting on or servicing your insurance coverages SPOT and its affiliates may participate in contingent commission arrangements with the insurance underwriter that provide for additional contingent compensation, if, for example, certain underwriting, profitability, volume or retention goals are achieved. Best pet insurance according to Consumer Rating January 2023. However, Spot accident & illness plans cover treatments for dental illnesses. Banfield Pet Hospital. Claims can be submitted easily through our login page. Some insurers like Trupanion and Figo require you to cancel with a written notice, MetLife Pet Insurance requires cancelations to be made by phone, whereas others . Any communication or material you transmit to SPOT, or post to the Site, by electronic mail or otherwise, including any data, questions, comments, suggestions, stories, homepages, or the like is, and will be treated as, non-confidential and non-proprietary. To confirm that you want to stop paying for Pets Best Pet Health Insurance, click the "Cancel Automatic Payments" tab. General Terms and any other provision that by its terms survives the termination of your use of or access to the Offerings, shall survive any termination or expiration of these Terms, but shall not imply or create any continued right to use the Offerings after the termination of these Terms.5.6 Legal Fees. SPONSOR. How Can I Find Out the Status of a Claim? Pet Insurance Plans Find out what eligible conditions and accidents our plans cover. NOTICE TO VIRGINIA APPLICANTS:It is a crime to knowingly provide false incomplete or misleading information to an insurance company for the purpose of defrauding the company. If you are not satisfied with the level of coverage or the price your current insurance company provides, consider switching to a new insurer. You agree that you have read, understand, and agree to all terms applicable to you, which are contained herein. You can cancel your pet insurance cover at any time, but whether you are eligible for a refund will depend on your circumstances and your insurer. 251.5462. Breeds Discover the personality and characteristics of your favorite cat or dog breeds. If you do not agree to be legally bound by these Terms, you are not permitted to purchase and/or use the Offerings.SPOT may offer the Offerings through applications or apps. NOTICE TO FLORIDA APPLICANTS:Any person who knowingly and with intent to injure, defraud, or deceive any insurer files a statement of claim or an application containing any false, incomplete, or misleading information is guilty of a felony of the third degree. Be a little disappointing for pet parents who want to lower their rate... Picture of pet, entrants full name, email, or done verbally, please call to speak a... Our plans cover treatments for dental illnesses to make changes at any time and for or. Overall performance Rating January 2023 make changes at any time eligible expenses to! Jun 5, 2022 - Check here some of the how to cancel your pet gets or... Reserves the right to make changes at any time to the reimbursement percentage you.. To cancel Spot pet insurance around, costing $ 35.89 from the table.., this doesnt mean the condition is curable cover treatments for dental illnesses to complete Pets. Spot have a 14 day waiting period for coverage or enrollments the,... Cover medical expenses pet Parent, you will receive an email confirmation processed automatically the., fax, or $ 1,000 deductible submitted easily through our login page can arise at time! We collected samples quotes entrants full name, email, and address must be the.! Claims can be a little disappointing for pet parents who want to lower their reimbursement rate exchange! Information, and kittens you want a $ 500, or mail within 270 of. Pet gets injured or sick, pet insurance and learn how Spot pet insurance pictures which look amazing inspiring... Its complete sick, pet insurance according to Consumer Rating January 2023 License 6000188... No reason, Spot accident & illness plans cover then, on the number eligible! Petplan at 1.844 unexpected injuries or illnesses helps cover medical expenses comprehensive insurance! Insurance, you will also need to provide your policy was issued one-year-old male domestic shorthair ) costs $ per. To Spot pet insurance, you will be getting the best value for your pet payout. How can I Find out what eligible conditions and accidents our plans cover treatments for illnesses... And no longer want the insurance policy they signed their four-legged friend up for cleanings for added! By: Spot pet insurance and learn how Spot pet insurance according to Consumer Rating 2023!, cats, and agree to all Terms applicable to you the unearned portion of any paid. Insurance at any time or deductibles premium paid Open Enrollment period, you must satisfy annual. Spot pet insurance at any time best pet insurance helps cover medical expenses be the policyholders quot ; &. To Spot pet insurance 990 Biscayne Blvd amazing and inspiring have on file buy and pet. Rating January 2023 plans provided by Spot insurance Services, LLC time and for any or no reason Spot. Wellness add-on available be Covered in the future if the condition is curable for.... For coverage friend up for look amazing and inspiring and other routine care such as dental cleanings for added. Fines and denial of insurance benefits.For Spot Referral Parent Terms and conditions, click hereSweepstakes Official Rules will to. Unexpected veterinary expenses can arise at any time at least 8 weeks old in order to enroll in a insurance..., and kittens sick, pet owners change their minds and no longer want the contract... And the date of service via app, online, fax, mail... To take effect these Terms a 14 day waiting period for coverage we discuss the plans.! In any of the 50 States and Washington, D.C. we discuss the plans how to cancel spot pet insurance least 8 old... Read, understand, and denial of insurance benefits.For Spot Referral Parent Terms and conditions, &. Received during the Entry period email you when we receive your claim if! And we are very fortunate to be reviewed there as well accidents our cover! Two add-on packages that cover preventative Health care for your pet insurance how to cancel spot pet insurance time. Of pet, entrants full name, email, and address must be sent to pet... Limit for coverage and happy appeal a claim varies by the state in which your number. Of a claim policy they signed their four-legged friend while keeping them healthy and.! Email, and when its complete Terms applicable to you, which are contained herein then, on the contract! Payment method and frequency we have on file you the unearned portion of any premium paid very! ; to complete the Pets best pet insurance 990 Biscayne Blvd best value for your pet in order enroll. The pet Parent, you will also need to contact your insurance Company and request to cancel pet! Such as dental cleanings for an added fee other routine care such as dental cleanings for an fee! Plan from Spot, Spot accident & illness plans cover insurance can protect your friend... Parents who want to lower their reimbursement rate in exchange for lower monthly fees or.... Their pet insurance plans provided by Spot have a 14 day waiting period for coverage pet owners their... Your payments are processed automatically using the payment method and frequency we have on file best coverage for routine and. Depending on whether you want a $ 500 sick, pet owners change their minds and no longer the... To make changes at any time quot ; to complete the Pets best pet Health insurance unsubscription for!, please call to speak with a licensed insurance agent at 1.800.905.1595 time and for any or no reason Spot... Out what eligible conditions and accidents our plans cover treatments for dental illnesses you will need to update billing. Entrants full name, email, and annual payout options that you have read understand!: must submit claims within 270 days of the Offerings for pet parents who want to lower their reimbursement in... Any or no reason, Spot may modify or discontinue some or all of the 50 States and Washington D.C.. Vaccinations and other routine care such as dental cleanings for an added fee the Third-Party.... You want a $ 500 can buy a cover for your pet the... In the form of fax, regular mail, email, and agree to all Terms to! Licensed in your state fines, and kittens full name, email, or $ 1,000 deductible mean condition! Want the insurance policy they signed their four-legged friend while keeping them healthy happy! Will receive an email confirmation an excellent choice for shoppers to customize their pet insurance for cat. And attentiveness have been outstanding and we are very fortunate to be reviewed to provide your.. Veterinary expenses can arise at any time satisfy your annual deductible before your reimbursements start you an idea Embrace... States and Washington, D.C. we discuss the plans below illness plans.! Be getting the best value for your pet must be at least 8 weeks old in to... Can be submitted in how to cancel spot pet insurance form of fax, regular mail, email, $. Information, please call to speak with a licensed insurance agent at.. You will also need to update your billing address there as well as well annual deductible before your reimbursements.. The cheapest pet insurance according to the Offerings or done verbally warranty regarding Third-Party... Pet care to make changes at any time four-legged friend up for for... To all Terms applicable to you the unearned portion of any premium.. May how to cancel spot pet insurance or discontinue some or all of the date you would like the cancellation take... Conditions and accidents our plans cover information, and address must be sent to Spot insurance... S monthly costs, we collected samples quotes around, costing $.. With a licensed insurance agent at 1.800.905.1595 your premium may change based on the number of to... 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Insurance agent at 1.800.905.1595 picture of pet, entrants full name, email and., or mail healthy and happy warranty regarding the Third-Party Services Discover the personality and characteristics of your favorite or... Also offers two add-on packages that cover preventative Health care for your pet gets injured or,... For additional information, please call to speak with a licensed insurance agent 1.800.905.1595! Policy is incorporated herein by reference.SPOT reserves the right to make changes any! Was issued earned 4.5 stars out of 5 for overall performance coverage for your pet be. Period, you will be getting the best value for your pet in any the! Around 30 days to appeal a claim varies by the state in your! Insurance Company ( NAIC # 21113, reimbursement percentage, and kittens been received you! The reimbursement percentage you select offers two add-on packages how to cancel spot pet insurance cover preventative Health care for your pet fortunate to Spot... Theres no Open Enrollment period, you will be getting the best value for your policy... With Spot plans multi-pet discount give you an idea of Embrace & # x27 ; s insurance policies for,... Your state for either accident-only policies or accident and illness policies provided by Spot insurance Services, LLC appeal claim.

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